Many of us will have made a resolution at the start of 2013 to manage our finances better, but how have things really gone in the last three months? If you've been struggling to stick to your resolution, take a look at our tips to see if you can get a handle on your money woes now.
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Households are ‘finding it increasingly difficult’ to put aside any of their salary each month as financial pressures continue to squeeze take home pay.
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Over £317.5 million in loose change is gathering dust in UK households and could be put into savings accounts to gain interest, according to new figures from Lloyds TSB.
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Anyone planning on a holiday in 2013 should start planning now, according to Halifax. The bank has said families are likely to spend over £200 a week more on a holiday than they would at home.
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Homeowners are turning towards loans and credit in order to fund home improvements, according to statistics from RatedPeople.com. The website has found two in five homeowners are postponing costly work on their house.
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Moneysupermarket.com is urging savers to check their savings accounts and ensure they are getting the best deal. Figures from the savings comparison site show one in six are failing to manage their savings efficiently.
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The impact of increasing prices and the stagnant wage market are having an impact on saving habits across the UK. Research from NS&I suggests that a quarter of us struggle to get cash in the bank.
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More than a fifth of adults in the UK – some 11 million people – have no savings at all, according to new research. Among those who do save, the average monthly deposit amount has fallen by seven per cent in the past year.
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Millions of Brits are having to delay living out huge lifelong dreams in order to cope with their current financial status. People are delaying moving home, getting married, travelling and renovation in order to better manage their finances in the struggling economy.
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The average loan among family members in Britain has leapt by almost a third to £12,846 in the past five years, figures from Scottish Widows reveal. But the rise in lending has caused savings to suffer.
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With Christmas 2011 but a distant memory, Yorkshire Building Society is encouraging savers to think ahead to 2012’s festive season with its Christmas Saver, which offers gross interest of 3.5 per cent.
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Cash strapped lovers need not worry this year, as a quarter of the population ‘find voucher codes sexy’. A poll findings released today suggest that over three quarters of the British population 'find vouchers sexy'.
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Average family debt has increased by 48% in the past 12 months, according to the Aviva Family Report.
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The number of people who say they’re in the mood to save remains at 69 per cent, the level reached last year and the highest level since the measurement began seven years ago.
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Brits are expecting to receive around £80 in Christmas cash on December 25, but this year the gift money is set to be put toward more practical uses. According to research by first direct bank, fewer people will be using the cash to treat themselves; choosing instead to put it towards shopping and bills.
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Want to get ahead with Christmas 2012? Yorkshire Building Society launches its 2012 Christmas Saver on December 1, with a fixed rate of 3.50%. Members will be able to invest up to £1,200 per account, either in a lump sum or through regular deposits.
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Cash-strapped Brits who haven’t yet thought about how to finance the expensive festive season still have time to save enough money simply by cutting back on a few daily treats. According to first direct many people expect to fork out more than £500 this year on gifts for their immediate family.
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Brits are counting the cost of Christmas already... and the rising cost of living is causing the majority of families to fret about how they will fund this year's festivities, saying things will be much tighter than in previous years.
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UK savers are missing a trick as new research reveals that when it comes to earning credit interest on their account Brits are apathetic. At a time when the Bank of England interest rate is at a historical low, UK savers need to be creative to make their money go further.
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Halifax is launching its longest ever balance transfer credit card deal, with a market leading 22 zero per cent offer now available for new credit card customers. This offer is in addition to the 17 month zero per cent balance transfer card.
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DiscountVouchers.co.uk, a leading UK money saving website, has announced a new Amazon deals matrix to help the UK’s scrimpers and savers save money and time when buying gifts from Amazon.co.uk.
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The NS&I have devised an inflation busting products which aims to help savers combat the negative impact of record low inflation and high inflation. NS&I Index linked Savings Certificate are lump sum investments which are designed to be held for fixed terms.
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40 per cent of Britons are no longer saving money, largely down to the fact they can’t afford to, according to the latest research by moneysupermarket.com.57 per cent, who previously put money aside for a rainy day, blamed a lack of disposable income.
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Spanish banking giant Santander is today launching its latest fixed rate ISA range, paying up to 3.50 per cent. Santander today launches its latest Fixed Rate Postal ISA range paying up to 3.50 per cent tax free for the two year ISA or up to 3.00 per cent tax free for the one year ISA.
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We all try to be open and honest with our other halves but new research by Sheilas’ Wheels has revealed that the average Briton is hiding up to £1,800 from their partner and what’s worse is that nearly a quarter (23 per cent)is debt.
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