A consolidation loan can help tackle big debt

Is a consolidation loan a good idea?

When debts have taken hold of finances, showing little scope for improvement, you might consider the use of outside help. However, before doing so you should consider whether or not a consolidation loan is a good idea.

Credit cards abroad come with huge charges

Credit cards abroad can 'cost you dear'

uSwitch.com has warned holidaymakers against using their credit cards abroad, highlighting that Brits could rack up charges of £53 million if they do so. The comparison site has said that buying money efficiently before a holiday can greatly reduce the cost of exchanging.

Cash conscious Brits growing their own food

More than one in three UK households now uses their garden to grow fruit and veg, latest research shows. The HSBC study also reveals that Brits will splash out £3.9 billion on beautifying their gardens to host Olympic and Jubilee themed parties.

NIESR warns of 'zombie households'

Many households are struggling to meet their mortgage repayments.

Households relied on credit between 97-07

Low income households 'relied heavily on borrowing'

Low to middle income households relied heavily on borrowing the run up to the 2007 financial crisis, according to a report from the Resolution Foundation. Those who relied on credit could now be struggling further as the cost of living constantly rises.

Job hunters could be impacted by bad credit

Credit reports can impact job hunting, says Equifax

Credit specialists Equifax has suggested that job hunters should ensure their credit report is up to date and paints an excellent picture, much like a CV, in order to increase their chances of finding a dream job.

Hard up households could energy price growth

British Gas warns of energy price increase

The cost of energy prices might not be set to drop despite recent cuts across the board from energy providers. British Gas has hinted that wholesale energy prices could see the cost of energy creep up yet again.

Brits 'baffled by utility bill jargon'

Stumped by standing charges? Confused about calorific value? You’re not alone – these terms, and many others, used by utility providers are leaving Brits scratching their heads, according to a new survey.

The Queen's Speech offers 'little' to struggling families

Struggling families will take little away from the Queen's Speech, according to Child Poverty Action Group. The charity believes that the lack of emphasis on improving the standard of life for the working poor in the speech will no end to child poverty in Britain.

Brits ‘eating less healthily due to rising cost of living’

One in five people in the UK aren’t eating as healthily as they would like to because of rocketing living costs, while more than half of Brits believe their health has suffered as a result of the credit crunch, latest research shows.

Cut car insurance costs

With the cost of living so high, many of us are looking for a place where we can see it drop. Car insurance can take a huge part of a monthly or yearly budget, but there are ways to see it drop.

FAQs about wedding insurance

Wedding insurance is something all brides and grooms need to consider. A lot can go wrong on your wedding day through no fault of your own and having adequate protection in place is vital if you are to protect the money you have invested.

Spring cleaning to get you out of the red

The beginning of spring is a great time to freshen up your finances and really begin to tackle your debts. By spring cleaning your finances you can start to see your bank balance move back into the black whilst not losing the lifestyle you desire.

Know your credit card rights

The UK Cards Association has published a new plain English advice guide giving Britain's 30 million credit card holders clear information about their rights when using their card.

Why wedding insurance is so important

Weddings involve a significant investment of both time and money. Everyone wants their wedding day to be special, but the truth is that there are various things that can go wrong. That is why wedding insurance is something you should consider.

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Capital One offers 0% balance transfer lifeline

Capital One has launched a credit card offering consumers with a poor credit rating the chance to transfer existing debt at zero per cent until September. The Balance Card also has a low fee of two per cent.

Term time holiday fines 'far less' than holiday prices

Paying a term time holiday fine to a school costs far less than paying to go on holiday at a peak time, according to LV= travel insurance. The research suggests that paying for a holiday in term time costs almost half of the amount of paying for a holiday at a peak time.